Protecting Your Irish Pension Before the 2026 Changes

Why Irish Expats and Future Movers Must Act Now to Protect Their Pension

Ireland’s pension system is undergoing major reform, and for Irish nationals living in Portugal — or planning to move abroad — the consequences could be significant.

By April 2026, many single-member pensions in Ireland will be closed under new EU rules and moved into new replacement pension structures.

However, if your pension is placed in a plan with little flexibility, transferring it out of Ireland later could result in tax charges of up to 50%, even if you move it to another EU country.

In simple terms, doing nothing now could leave your pension locked in Ireland and heavily taxed when you eventually need to move it.

Why Acting Now Matters

Although the reforms are scheduled to be completed in April 2026, action must be taken well in advance. Once pensions are automatically transferred or wound up, your options may be severely limited.

Taking action as soon as possible and seeking professional advice can help ensure your pension is placed in a structure that supports future mobility.

Attending this Webinar, You'll Learn:

• How the Irish pension changes affect expats and future movers
• Why do some pension structures create serious tax risks
• The cost of delay and lost flexibility
• The practical steps to take before the deadline

The session will conclude with a live Q&A, giving you the opportunity to ask our expert panel questions specific to your situation.

‍Register for this webinar below: