View from above of beach in the Algarve, Portugal

Greater EU Travel Access

D7 residents gain visa-free travel across the Schengen Area, generally up to 90 days in any 180 days under current rules, and the right to live, work, and study in Portugal.

Elderly couple exploring Portugal, ocean in the background

Tax & Financial Planning Benefits

Eligible applicants may qualify for Portugal's IFICI (NHR 2.0) tax regime: a flat 20% tax rate on Portugal-derived income, and potential exemption on certain non-Portugal-derived income such as capital gains and dividends, subject to individual classification. Portugal Pathways introduces clients to licensed tax advisers rather than providing regulated tax advice directly.

Mother and daughter enjoying the sunset over the sea in Portugal

Entire Family Eligible

Benefits extend to a spouse and dependent children, subject to additional income requirements.

Elderly couple exploring Lisbon, pointing at a famous tram

Fast Visa Process

Also known as the Portugal Retirement Visa, the D7 has a defined, well-established application process. Processing timelines vary by consulate and case.

Discover the Advantages of Living in Portugal

A D7 visa gives access to Portugal's EU residence rights, including visa-free travel across the Schengen Area under the qualifier above, and potential eligibility for the IFICI (NHR 2.0) tax regime.

Benefits of EU residence: visa-free travel across the Schengen Area, per the 90/180-day rule.
IFICI Tax Regime: applicants may qualify for IFICI (NHR 2.0), subject to individual eligibility. Contact us to discuss how this applies to a specific financial position.

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Entrust Your Visa Journey to Our Experienced Team

Portugal Pathways guides clients through the D7 visa process,
from document preparation to submission.

Document Preparation

The team compiles and verifies visa documents for accuracy, reducing the risk of delays.

Application Submission

Portugal Pathways manages the application process, from form preparation through submission to AIMA, and coordinates related financial and tax planning alongside it.

Continuous Support

Ongoing guidance through each stage of the application, and updates relevant to a client's investments, financial planning, and visa status.

Deep Expertise

Familiarity with Portuguese visa regulations and the current IFICI (NHR 2.0) tax regime supports applications that align with current guidelines.

Customised Solutions

Each application is reviewed individually against a client's circumstances and the current regulatory requirements.

Peace of Mind

Clients work with one team across the visa application and related financial and tax planning, rather than coordinating separate advisers themselves.

Our Guidance Is Shaped by Experience and an International Perspective

100+

Combined years
of experience

€112bn

Total assets under management across Portugal Pathways' wealth management partners

31+

Different nationalities
among clients

Talk to our experts

Maximise Your Wealth, Tax Status, Property, and Life in Portugal

Schedule a consultation for personalised support on a D7 application,
alongside tax, property, and financial planning.

Personalised Solutions

100+

Combined years
of experience

€112bn

Total AUM across
the firm and partners

FAQs

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With either the D7 Visa or the IFICI (NHR 2.0) tax regime, what are the tax implications if I must return to my home country within ten years because of extenuating circumstances outside of my control?

Tax implications depend on the home country's regime and rates on return. Holding investments and pensions in portable vehicles can help mitigate this. Speak with a regulated adviser before making a decision. (Note: NHR itself is closed to new applicants as of December 2023; existing NHR holders continue their individual 10-year term. New applicants would be assessed under IFICI instead.)

Is a Retirement Visa the right choice for me?

The D7 is sometimes called the Retirement Visa, but it isn't the only route into Portugal. For non-EU investors, the Golden Visa is a separate residency-by-investment option. A consultation can compare both against a specific set of goals.

How do I qualify for a D7 visa in Portugal?

Applicants must demonstrate income above the required threshold, provide proof of accommodation in Portugal, hold a clean criminal record, and show long-term residency intent. D7 holders can live, work, and study in Portugal, access healthcare, travel within the Schengen area under the 90/180-day rule, and apply for permanent residency after the qualifying period. See the D7 visa guide for current income thresholds and the full application process.

Does the D7 visa cover inheritance tax?

No. The D7 visa is a residency route and does not itself provide any inheritance tax exemption or coverage.

D7 visa

Secure your Residency in Portugal

City

Portugal's D7 visa is a residence route for retirees and professionals with stable income from outside Portugal, sometimes called the passive income visa or the retirement visa. It suits people seeking a long-term move to Portugal, not a low-presence residency option.